A partnership for paying medical expenses. Two Rivers Bank and Trust will pay your Great River Health Systems bill, and you make no-interest loan payments to the bank.

 Benefits to you
  • Application and approval are completed at Great River Health Systems.
  • Short- and long-term unsecured loans are available from Two Rivers Band and Trust without a credit check.
  • There is no interest for the first 12 months of loan. You can refinance the loan at a competitive interest rate.
  • Affordable payment plans are available. Payments can be automated.
  • Establish a relationship with local bank and establish or re-establish good credit.
Who is eligible?
  • Borrowers must be at least 18 years old. If you are not the patient, you must be the legal guardian or have power of attorney for the patient.   
  • You must have a consistent income.
  • You must meet minimum payment requirements.
  • Your medical account balance must be at least $1,000.
How does it work?
Complete the application and take or mail it to Patient Financial Services-Patient Billing at Great River Health Systems, 1221 S. Gear Ave., West Burlington, IA 52655. If you are a candidate, a financial counselor will call you to set up an appointment. You will meet with the counselor to discuss the program and complete loan documents.

Medical Expense Loan Program application